Financial Consulting

Your credit score is extremely important because it determines your future. More specifically, your credit rating affects whether or not you get approved for a mortgage, a car loan, a credit card, a college loan, and etc. Lenders also use your score to calculate the rate you get for a loan; the lower the scores, the higher the interest rate you’ll be charged. Let us help start your journey of financial freedom by helping improve your credit scores today.​

First, allow our experts to pinpoint the items on your credit report that might be hurting your score. Our credit specialists will pour through your credit report to find it’s strengths and weaknesses. We will tell you which items need work, what the chances of fixing each item are, and how much it will cost.​

Once you understand the costs and we come to a mutual agreement regarding your financial consulting fees. Our experts will unfold a plan of action with the goal to deliver those things that we promised you. We want what you want—your credit to be in the A+ category. Your full cooperation in following our plan will determine your success.​

Rich Black & Associates assist (IDENTITY THEFT) victims who have been a victim of identity theft. We are able to dispute any fraudulent accounts and credit inquiries that may be reporting on your credit file as a result of a crime. When your SSN falls into the hands of ID thieves; extensive applications for fraudulent credit often result. We help assist you by placing a INITIAL FRAUD ALERT with all 3 credit bureaus (Experian, TransUnion, & Equifax) on your credit files.

You will be able to quickly prevent fraudulent inquiries, and it will allow you to have the security you need with your credit files.This will ALERT the creditors to contact you to confirm any attempt of a application that may have been pulled in your name. This offers a great peace of mind coupled with our financial consulting service. With our dispute assistance your credit scores can be raised simply by protecting your identity’s use.​

All work performed by our financial consulting specialists to raise your credit score is in compliance with the Financial Consulting Organizations Act, and complies with all state and federal laws. We work with you, the credit bureaus, and your creditors to help you attain the highest best credit possible, and give you the knowledge to keep it that way. We believe everyone deserves a second chance and our credit experts are here to help you. Contact us today to begin the process of improving your credit score quickly, and affordably. We look forward to helping you to begin to rebuild your financial health, and begin saving thousands of dollars in interest for years to come.

Client Feedback

“Rich Black & Associates is a great company and helping me and my wife get back on the right path!!! Nothing but pleasant and nice things to say about company. ”

CARL N

“I am so incredibly happy with the services provided to me by Rich Black & Associates. I went to them after a close friend of mine sky rocketed his credit and they did the same for me! I have recommended them to my friends and family because it’s one of the best financial moves I have ever made.”

JENNIFER E

“Since I’ve registered with this company I’ve seen major changes with my credit. I recommend this company to everyone who needs help with financial consulting. Best of all I’m only charged for what’s removed at a reasonable rate. Keep up the good work Rich Black & Associates!”

KARA S

“I am a customer of Rich Black & Associates and they have done a fantastic job with helping me with clean up my credit. Since then I was able to buy a brand new car. I advise anyone who is looking for some advice about their credit and how to repair it to go see Rich Black & Associates.”

MARITA K

Financial Freedom Begins Here.

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